According to @StockMKTNewz, citing the Wall Street Journal, Visa (V) and Mastercard (MA) are nearing a settlement with merchants that would lower average credit-card interchange fees by about 0.1 percentage point over several years from typical 2%–2.5% levels (source: Wall Street Journal via @StockMKTNewz). The talks would also relax honor-all-cards rules, allowing merchants to reject higher-fee rewards cards to manage costs (source: Wall Street Journal via @StockMKTNewz). A deal could be announced soon and would require court approval before taking effect (source: Wall Street Journal via @StockMKTNewz). The report does not mention any changes to cryptocurrency or stablecoin policies, indicating no identified direct crypto-market impact in the source material (source: Wall Street Journal via @StockMKTNewz). Key trading variables for V and MA are the finalized fee timetable and the timing of judicial approval as reported (source: Wall Street Journal via @StockMKTNewz).